Privacy Policy
Effective Date: April 1, 2026

Summit Auto Loans (“we”, “our”, or “us”) is a division of Thomas Motors East Side Truck and Auto (“TM Auto Sales”), and we are committed to protecting your personal information in accordance with the Personal Information Protection Act (Alberta) (“PIPA”) and the Personal Information Protection and Electronic Documents Act (“PIPEDA”).

1. Information We Collect

We may collect personal information including:

Name, contact information (email, phone number, address)
Date of birth and identification details
Employment, income, and financial information
Credit history and credit bureau information
Vehicle preferences and financing details
IP address, device information, and website usage data

2. Purpose of Collection

We collect and use your information to:

Assess your eligibility for vehicle financing
Obtain credit reports and verify your identity
Facilitate vehicle purchases and arrange financing
Match you with lenders, dealerships, and financing partners, including subprime lenders
Communicate with you regarding your application and related offers
Improve our services and comply with legal and regulatory requirements

3. Consent and Credit Checks

By submitting your information, you expressly consent to:

The collection, use, and disclosure of your personal information as described in this policy
The obtaining of your credit report from one or more credit reporting agencies
Ongoing exchanges of information with lenders, dealers (including Thomas Motors East Side Truck and Auto), and financial institutions, including for initial assessment and ongoing review in connection with your application

4. Sharing of Information

We may share your information with:

Thomas Motors East Side Truck and Auto and affiliated dealerships
Licensed lenders, including subprime lenders
Credit reporting agencies
Service providers and technology partners
Regulatory or legal authorities where required

5. Communications Consent (CASL)

By providing your contact information, you consent to receive communications from us, Thomas Motors East Side Truck and Auto, and our partners, including email, SMS, and phone, regarding your application and related offers. You may withdraw consent at any time; however, doing so may limit our ability to provide services or process your application.

6. Data Security

We use reasonable administrative, technical, and physical safeguards to protect your personal information. However, no method of transmission over the internet is completely secure, and you acknowledge that any information transmitted is at your own risk.

7. Retention

We retain personal information only as long as necessary to fulfill the purposes outlined in this policy or as required by law.

8. Your Rights

You may request access to or correction of your personal information, subject to legal limitations. You may also withdraw consent, subject to contractual and legal restrictions.

9. Third-Party Websites

Our website may contain links to third-party websites. We are not responsible for their privacy practices or content.

10. Contact

Email: mia@tmauto.ca
Company: Summit Auto Loans / Thomas Motors East Side Truck and Auto

Terms and Conditions

Terms and Conditions
Effective Date: April 1, 2026

By accessing or using this website, you agree to be bound by these Terms and Conditions.

1. Nature of Service

Summit Auto Loans is a division of Thomas Motors East Side Truck and Auto. We facilitate vehicle sales and may assist in arranging financing through third-party lenders or other available financing options. Financing may be provided by third parties or, where applicable, by us or our affiliates.

2. No Guarantee of Approval

Submission of an application does not constitute an offer, approval, or guarantee of financing. Approval, interest rates, and loan terms are determined based on applicable criteria, including creditworthiness, income verification, and lender or financing provider requirements.

3. No Obligation

Submission of information through this website does not create any obligation between you and Summit Auto Loans, Thomas Motors East Side Truck and Auto, or any financing provider.

4. User Responsibility

You agree to provide accurate, current, and complete information. We are not responsible for any outcomes resulting from inaccurate or incomplete information provided by you.

5. Third-Party Relationships

We may connect you with third-party lenders, dealerships, or service providers. We do not control and are not responsible for their actions, decisions, terms, or services.

6. Compensation Disclosure

We may receive compensation from lenders, dealerships, or service providers in connection with referrals, financing arrangements, or vehicle sales.

7. Estimates and Tools Disclaimer

All calculators, estimates, and content on this website are provided for illustrative purposes only and do not constitute financial offers, approvals, or advice.

8. No Reliance

You acknowledge that you do not rely on the information provided on this website as a substitute for professional financial, legal, or tax advice or formal lender disclosures.

9. No Warranties

All information on this website is provided “as is” without warranties of any kind, express or implied, including accuracy, completeness, or fitness for a particular purpose.

10. Limitation of Liability

To the fullest extent permitted by Alberta law, Summit Auto Loans and Thomas Motors East Side Truck and Auto shall not be liable for any direct, indirect, incidental, or consequential damages arising from:

Use of this website
Financing decisions
Vehicle purchases
Third-party services, approvals, or agreements

11. Indemnification

You agree to indemnify and hold harmless Summit Auto Loans and Thomas Motors East Side Truck and Auto from any claims, damages, liabilities, or expenses arising from your use of the website or violation of these Terms.

12. Intellectual Property

All content on this website, including text, graphics, logos, and branding, is the property of Summit Auto Loans and/or Thomas Motors East Side Truck and Auto and may not be used without permission.

13. Privacy

Your use of this website is also governed by our Privacy Policy.

14. Modifications

We reserve the right to update or modify these Terms at any time without prior notice. Continued use of the website constitutes acceptance of any changes.

15. Governing Law

These Terms are governed by the laws of the Province of Alberta and the federal laws of Canada.

16. Contact